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Post your bridge financing request — move fast, reposition, refinance later

Bridge loans exist for the gap between where a deal is now and where it needs to be — closing on a property before a rate lock expires, funding a reposition before a long-term refinance is ready, or covering a transition period a conventional lender won't touch because the asset isn't stabilized yet. Speed is usually the whole point: a bridge lender is underwriting the exit (a sale, a stabilization, an agency refinance) as much as the deal itself, which is why interim, interest-only structures are common.

Because timing matters so much with bridge deals, posting once and reaching every private lender on the platform beats working a short list of contacts one phone call at a time. Describe the deal — property type, loan amount, your timeline to close, your exit plan — and it's visible to lenders who specifically do bridge financing. Your name, phone, and address stay sealed until a lender pays $50 to claim the request and contacts you directly.

1 live request currently posted

Post your bridge financing request
BridgeTX
MIL-V5Z748
$300,000
Cash-out refinance
Borrower certified: business purpose, non-owner-occupied property
Credit
680
Property
Single-family
Value
$300,000
ARV
$460,000
Experience
1–4 deals
Timeline
ASAP / under 14 days
Full description
Taking cash out the this 4bd room house , exit is to sell in 6 months. i will update the floors to make the house look more modern, second exit is to refinance out of bridge
Verified borrower
Name
Phone
Email
Address

What are bridge loans?

A bridge loan is short-term financing that covers a gap: between buying one property and selling another, between a purchase and permanent financing, or while a property is being repositioned. Lenders focus heavily on how the loan will be paid off, which is called the exit strategy.

What investors use bridge loans for

  • Closing on a property before long-term financing is in place
  • Buying before you've sold another property
  • Acquiring a property that isn't ready for conventional financing yet, such as one that's vacant or needs work
  • Funding a repositioning, then refinancing or selling

What lenders typically look at

Every lender is different, but these are the things that commonly come up:

  • Your exit strategy (a sale or a refinance) and the timeline for it
  • The property's value and your equity or down payment
  • The property's current condition and how it will be used
  • How quickly you need to close
  • Your experience with similar deals
  • Your credit and available cash

What to have ready before you post

  • The purchase price or value, and how much you need
  • When you need to close
  • Your exit plan: a sale, or a refinance into permanent financing
  • The property's current condition and your plan for it

Frequently asked questions

What counts as a "bridge" loan here?

Short-term financing meant to get a deal from its current state to a defined exit — a sale, a stabilization, or a refinance into permanent financing. If your deal has a clear timeline and exit, it fits here.

How fast can I actually close with a private lender?

That depends entirely on the lender who claims your request and the specifics of your deal — My Investor Loans doesn't set or influence timelines, we just connect you.

Does my property need to be stabilized already?

No — bridge financing is often used precisely because a property isn't stabilized yet. Describe the current state and your plan in the deal description.

Is there a minimum loan amount?

There's no platform minimum, but bridge financing in practice often involves larger, more complex deals — be specific about size and scope in your description so the right lenders take notice.

Who sees my deal before I'm contacted?

Every lender on the platform can see the public deal terms. Only the lender who pays to claim your specific request sees your name, phone, and address.

What is an exit strategy?

It's your plan for paying the loan off, typically by selling the property or refinancing into longer-term financing. Because bridge loans are short-term, lenders want to see that the plan is realistic and fits the timeline.

How is a bridge loan different from a fix-and-flip loan?

A fix-and-flip loan is built around buying, renovating and reselling a property. A bridge loan is broader: it covers any gap before permanent financing or a sale, whether or not there's a renovation. Some deals fit both, so describe your plan and lenders will see which applies.

Ready to put your deal in front of lenders?

Post your request once. Participating lenders can review it, and your contact information stays private until a lender claims it. Posting is free. See how it works.

Post your bridge financing request

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