Post your multifamily request — acquisition, refinance, or value-add
Multifamily financing covers everything from a small value-add deal to a larger stabilized acquisition, and what a lender focuses on shifts with the situation — rent roll and occupancy for a stabilized buy, a believable business plan and reposition budget for a value-add play, or the bridge-to-agency path if the long-term plan is a Fannie/Freddie refinance once the property is stabilized. Unit count, current occupancy, and your plan for the asset all matter more here than almost any other loan type on this platform.
Posting once gets your deal in front of every private lender on the platform who funds multifamily, rather than the handful you'd normally think to call — purchase price or current debt, unit count, occupancy, your plan, and your timeline. Your name, phone, and address stay sealed until a lender pays $50 to claim the request and contacts you directly.
1 live request currently posted
Post your multifamily requestWhat is multifamily financing?
Multifamily financing is for buying, refinancing or improving properties with multiple rental units. On My Investor Loans, multifamily means five or more units; two-to-four unit properties usually fit better under the property type on a DSCR or fix-and-flip request. Lenders weigh the property's income and your business plan as much as the building itself.
What investors use multifamily financing for
- Buying an apartment building or other multi-unit property
- Refinancing an existing multifamily property
- Value-add projects: improving units or operations to raise income
- Bridging to longer-term financing once the property is stabilized
What lenders typically look at
Every lender is different, but these are the things that commonly come up:
- The number of units and current occupancy
- The rent roll, and the property's income and expenses
- The condition of the property and your plan for it
- The market and location
- Your experience with similar properties
- The purpose of the loan and the timeline
What to have ready before you post
- Unit count, occupancy and rough income
- Purchase price, or the current loan balance for a refinance
- Your plan: hold as-is, or improve and reposition
- Your timeline to close and your experience
Frequently asked questions
What unit count counts as "multifamily" here?
5+ units. Smaller 2–4 unit properties fit better under the property-type field on a DSCR or fix-and-flip request, depending on your plan for it.
Does the property need to be stabilized?
No — describe the current occupancy and your plan honestly, whether it's a stabilized hold, a value-add reposition, or something in between.
Can I post a refinance of an existing multifamily property?
Yes — the purpose field covers purchase, rate/term refinance, and cash-out refinance.
Will lenders want a rent roll and financials?
That's part of the underwriting the lender who claims your request will do directly with you — My Investor Loans doesn't collect financial documents, only the summary details in your posting.
Is my current lender or debt situation shown publicly?
No — only the public deal terms (loan amount, state, property type) are visible to everyone. Specifics stay sealed until a lender claims your request.
What does value-add mean in multifamily?
A value-add deal is one where the plan is to raise the property's income, by renovating units, improving management or increasing occupancy, and then hold, refinance or sell. Lenders want to see a believable plan and budget.
How is multifamily financing different from a DSCR rental loan?
DSCR loans are commonly used for individual rental properties, including small multi-unit buildings. Multifamily financing here is for larger properties of five or more units, where lenders also look at the rent roll, occupancy and the business plan.
Ready to put your deal in front of lenders?
Post your request once. Participating lenders can review it, and your contact information stays private until a lender claims it. Posting is free. See how it works.
Post your multifamily requestOther types of investment-property financing
- DSCR loans — for individual rentals and small multi-unit properties.
- Bridge loans — for short-term financing while a property is repositioned.
- Commercial loans — for retail, office, industrial and mixed-use property.
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