Post your fix-and-flip funding request — private lenders respond
Fix-and-flip financing is short-term money for buying, renovating, and reselling a property — usually structured around the after-repair value (ARV) rather than your income, since the lender's real security is the spread between what you're paying, what you're putting into it, and what it's worth finished. Most private lenders want to see a credible scope of work, a rehab budget that matches the comps, and some track record — though plenty will fund a first deal if the numbers and the plan are solid.
Here's the part that's different from calling around to brokers one at a time: you post the deal once — purchase price, rehab budget, ARV, timeline, your experience level — and it's visible to every private lender on the platform, not just the one or two your broker already works with. Your name, phone, and property address stay sealed. A lender pays $50 to see them, and only then do they reach out to you directly.
No fix-and-flip requests are live right now. Be the first to post a fix-and-flip request.
Post your fix-and-flip requestWhat is fix-and-flip financing?
Fix-and-flip financing is short-term funding for buying a property that needs work, renovating it, and selling it. Lenders generally evaluate the project as a whole: the purchase, the renovation plan, and what the property should be worth once it's finished.
What investors use fix-and-flip financing for
- Buying a distressed or dated house to renovate and resell
- Funding the purchase and the renovation in a single request
- Moving quickly on a deal that needs a fast close
- Doing your first flip, or your twentieth
What lenders typically look at
Every lender is different, but these are the things that commonly come up:
- The purchase price compared with the estimated after-repair value (ARV)
- The scope of work and rehab budget, and whether they fit the market
- Your track record with similar projects, or your plan if it's your first
- How long you expect the project to take before you sell
- The property's location and current condition
- Your credit and the cash you're bringing to the deal
What to have ready before you post
- Your purchase price and ARV estimate, along with the comparable sales behind it
- A rehab budget and a short scope of work
- When you need to close and how long the project should take
- Your exit plan (usually a sale) and your experience level
The form has fields for price, ARV, experience and timeline. Put your rehab budget and plan in the description.
Frequently asked questions
Is this a loan application?
No. It's a posting that describes your deal to lenders. Any actual loan application, underwriting, and closing happens directly with the lender who contacts you — My Investor Loans isn't a lender and isn't party to that process.
Do I need an account to post?
No — fill out the deal form first. You'll confirm your email and phone only at the very end, right before your request goes live.
Who sees my contact information?
Nobody, until a lender pays to claim your specific request. Your name, phone, and property address are never shown publicly — only the deal terms are.
Is there a fee to post?
No. Posting is always free for borrowers. Lenders pay $50 to claim a request exclusively.
What if I've never done a flip before?
You can still post. Your experience level is one of the fields a lender sees — some lenders specifically look for first-timers with a strong plan, others want a track record. Posting lets the right lender find you instead of guessing who to call.
What is ARV in a fix-and-flip deal?
ARV stands for after-repair value: your estimate of what the property will be worth once the renovation is finished, usually based on recent sales of comparable homes. Lenders use it to judge whether the deal makes sense, so a realistic number with supporting comps helps.
Can the renovation costs be included in the financing request?
Many private lenders will consider financing both the purchase and the rehab, and some release renovation funds in stages as work is completed. What's offered varies by lender and by deal, so describe your full budget and what you're asking for in the description.
Ready to put your deal in front of lenders?
Post your request once. Participating lenders can review it, and your contact information stays private until a lender claims it. Posting is free. See how it works.
Post your fix-and-flip requestOther types of investment-property financing
- Bridge loans — if you need short-term money to close but your deal isn't a classic renovate-and-sell.
- DSCR loans — if you plan to keep and rent the property after the work is done.
- Ground-up construction — if you're building new instead of renovating.
Are you a lender? Browse current requests or join the lender list.